Insurance

When booking a tour with 4elements it is vital that you have adequate valid travel insurance covering the activities included. It is your responsibility to arrange appropriate insurances and ensure you have read and understood the full terms and conditions of your insurance policy to ensure that you are covered for all activities you intend to undertake whilst on the trip, including all optional activities. We also recommend Travel Cancellation Insurance (Reiserücktrittversicherung) in the case that you have to cancel a trip for any reason.

Your Insurance Policy must fully cover you for medical expenses and emergency repatriation to your home country. Please ensure your policy includes medical emergency helicopter repatriation in the event of illness or injury –and covers the entire duration of your holiday. For alpine activities or hiking it is especially important that you are covered for mountain search and rescue. One of the best offers for this is included in membership of the German Alpine Club: Deutscher Alpenverein.

If you are looking for insurance to cover a single hiking/ mountain tours (Wander- und Bergsportversicherung) or further insurances such as Travel Cancellation Insurance (Reiserücktrittversicherung), then we recommend the following provider for residents in Germany: Travel Secure.